Retnowati W, Kurnia TA, Satibi M. Enhancing MSME Sustainability through Financial Literacy and Financial Technology Adoption: Empirical Evidence from Serang City, Indonesia. JABTER [Internet]. 2025 Oct. 13 [cited 2025 Nov. 28];5(1):170-81. Available from: https://equatorscience.com/index.php/jabter/article/view/534