Effect Of Third Party Funds On Lending To National Private Commercial Banks

Authors

  • Didin Rasyidin Wahyu University of Bina Bangsa
  • Herna Setiawati Bina Bangsa University

DOI:

https://doi.org/10.54408/jabter.v1i3.42

Keywords:

Demand Deposits , Savings, Deposits, Credit Distribution

Abstract

This study aims to determine whether there is an influence between the independent variables (Current Accounts, Savings, and Deposits) on the dependent variable (Credit Distribution) at the National Private Commercial Banks listed on the Indonesia Stock Exchange (IDX) for the period 2014-2019. The research method used in this study is a quantitative method, the sample used in this study is a national private public banking company, a total of 7 national private banking companies are determined as a sample, the sampling technique is done using the Purposive Sampling method . The data used are secondary data in the form of company financial statements, analysis using Multiple Linear Regression analysis. The results showed that partially there is an influence of Demand Deposits on Credit Distribution, there is an effect of Savings on Credit Distribution and there is an influence of Deposits on Credit Distribution. While simultaneously (together) there is the influence of Demand Deposits, Savings, and Deposits on Credit Distribution. there is an effect of Savings on Credit Distribution and there is an influence of Deposits on Credit Distribution. While simultaneously (together) there is the influence of Demand Deposits, Savings, and Deposits on Credit Distribution. there is an effect of Savings on Credit Distribution and there is an influence of Deposits on Credit Distribution. While simultaneously (together) there is the influence of Demand Deposits, Savings, and Deposits on Credit Distribution.

Downloads

Download data is not yet available.

References

A. Dzaluli and Yadi Yanuari, People's Economic Institutions (A) Introduction), (Jakarta:Rajawali Press, 2001 p. 53

Abdul Ghofur Ansori, Islamic Banking in Indonesia, 2009, Yogyakarta: Gadjah Mada University Press.

Agus Arijanto, Parents' Sins against Children in Financial Matters, 2010, Jakarta: PT. Elex Media Computerindo.

Andrianto, Bank Management, 2017, Surabaya : UM Press.

Dendawijaya, "Banking Management Second Edition", 2009, Jakarta: Ghalia Indonesia.

Eryadi, IPSL(Complete Digest of Social Knowledge) ,2007, Jakarta : PT.Kawan References.

Gunarto Suhardi, Banking Business in Legal Perspective, 2003, Yogyakarta: Kanisius.

Irma Aprianti, 2016,” Analysis of the Effect of Total Savings, Current Accounts and Time Deposits against Amount Credit and Number of Bank Indonesia Certificates”UIN

Ismail, Bank Accounting (Theory and Application in Rupiah), 2010, Jakarta : Prenada Media Group.

Ismail, Banking Management, 2010, Jakarta : Pranda Media Group.

Iswi, Haryani, Restructuring and Elimination of Bad Credit, 2010, Jakarta: Gramedia.

Jusuf, 2010, Capital Markets and as a means of Financing as an Investment, Bandung: PT. Alumni.

Karina, SPSS STIE Bina Bangsa Banten Application Module, 2013 Attack: LPPM STIE Bina NationBanten

Kasmir, Banks and Other Financial Institutions, 2014, Jakarta : PT. Press Eagle.

Lailatul Mukaromah, “The Influence of Savings, Deposits, and Credits on Profitability of PT. BPR Topati Kencana Denpasar”, 2015, E-Journal of Unud Management, Vol. 4, No. 8.

M.Taufik, The Effect of Deposit Growth on Credit with Imflas as a Variable as moderation at Commercial Banks in Indonesia,2015, Semarang : STIE Dharma Putra, Page 4

N.Napoliwa, Daniel S. Kusuma, Banking Accounting: Accounting for Internal Bank Transactions Rupiah Currency,2018, Jakarta: Indonesian Bankers Institute.

Ni Putu Kamanila, et al, 2017, “Current Accounts, Savings, Time Deposits, and Working Capital Loans against Profitability of Banking Companies listed on the Indonesia Stock Exchange in 2010-2014”,(vols: 7 No : 1 ), Ganesh University of Education.

Putri Andini, “The Influence of Third Party Funds, BI Rate, and BOPO on Banking Credit Distribution”, 2016, Telkom University.

Putri Rosyida, Analysis of the Effect of Third Party Funds (DPK), Capital Adequacy Ratio(CAR),Non Performing Loans (NPL), and Return On Assets (ROA) on Credit Distribution Banking,2014 Semarang : Ponegoro University.

Rachmadi Usman, Legal Aspects of Banking in Indonesia, 2003, Jakarta : PT.Gramedia Main Library

Sugiyono, quantitative, qualitative, and R&D research methods, 2017, Bandung: Alfabeta

Suyatmo, Indonesian Credit Systems and Procedures, 2008, Jakarta : Second Edition, Rineka . Publisher Create.

Taswan, Banking Management (Concepts, Techniques and Applications) ,2010, Yogyakarta : Edition Second, UPP STIM YKPN.

Viethzal rivai, Bank and Financial Institute, 2007, Jakarta: RajaGrafindo Persada

Yusuf Ali Furtasan et al, Guidelines for Writing Scripts and Scientific Journals, Serang: Bina university Nation 2019/2020, P.49

Downloads

Published

2022-02-28

How to Cite

Rasyidin Wahyu, D., & Setiawati, H. . (2022). Effect Of Third Party Funds On Lending To National Private Commercial Banks. Journal of Applied Business, Taxation and Economics Research, 1(3), 215–230. https://doi.org/10.54408/jabter.v1i3.42